The capitalists control the state and means of production, not by some conspiracy, but with the consent or acquiescence of the majority of the population, a consent which expresses itself in everyday attitudes towards rich people, leaders, nationalism, money, etc. and, at election times, in voting for parties which support capitalism and class ownership.
As I understand it, insurrectionism is useful in the context of a mass organised working class struggle against capital and the state. It is an extra tool against the boss class in times of heightened class struggle that can complement mass strikes, occupations, street fighting, barricades, etc, etc. But right now, we are no where near the point where the mass of people are ready to rise up against capital or the state, and to attempt any artificial insurrection is only to invite failure.
Any real change implies the breakup of the world as one has always known it, the loss of all that gave one an identity, the end of safety. And at such a moment, unable to see and not daring to imagine what the future will now bring forth, one clings to what one knew, or dreamed that one possessed. Yet, it is only when a man is able, without bitterness or self-pity, to surrender a dream he has long possessed that he is set free - he has set himself free - for higher dreams, for greater privileges.”
-James Baldwin
"We change ideas like neckties."
- E.M. Cioran