View Full Version : social entrepreneur
danyboy27
14th September 2008, 14:10
yea, you can actually help people and make a living of it.
http://microdinar.blogspot.com/2008/03/social-buisness-entreprenuers-are.html
I started my work by giving small amount of money to a few poor people without any collateral. Then I realised how good the people felt about it. I needed more money to expand the programme. To access bank money, I offered myself as a guarantor. To get support from another bank, I converted my project as the bank's project. Later, I turned it into central bank project. Over time I saw that the best strategy would be to create an independent bank to do the work that we do. So we did. We converted the project into a formal bank, borrowing money from the central bank to lend money to the borrowers. Since donors became interested in our work, and wanted to support us, we borrowed and received grants from international donors. At one stage we decided to be self-reliant. This led us to focus on generating money internally by collecting deposits. Now Grameen Bank has more money in deposits than it lends out to borrowers. It lends out half a billion dollars a year, in loans averaging under $ 200, to 4.5 million borrowers, without collateral, and maintains 99 per cent repayment record.
We introduced many programmes in the bank --- housing loans, student loans, pension funds, loans to purchase mobile phones to become the village telephone ladies, loans to beggars to become door-to-door salesman. One came after another.
If we create the right environment, SBEs can take up significant market share and make the market an exciting place for fighting social battles in ever innovative and effective ways.
Lets get serious about social business entrepreneurs. They can brighten up this gloomy world.
Pirate Utopian
14th September 2008, 14:37
Smells like liberalism.
You cannot use capitalism against capitalism.
These are little diffrences that make people a little more content but doesnt solve a whole lot, because this doesnt change the system, it prolongs it.
danyboy27
14th September 2008, 14:40
Smells like liberalism.
You cannot use capitalism against capitalism.
These are little diffrences that make people a little more content but doesnt solve a whole lot, because this doesnt change the system, it prolongs it.
but you ca n use communism against communism how come you cannot use capitalism against capitalism?
Pirate Utopian
14th September 2008, 14:41
What?... where?... when?
Bud Struggle
14th September 2008, 14:44
Believe it or not--there is a fair to middleing chance the system will never be changed, so rather than hanging on to useless ideology--wouldn't it be better to help as many people as possible?
I think this is a workable plan at least for the time being to help people live better lives--what's wrong with that?
I see this and other plans like this as the future not only of Capitalism, but of Communism. As (what's left of) Communist countries become more Capitalist and Capitalist countries become more Socialist--the above might be a work-in-progress template for how the future night just turn out.
It's an interesting idea and may just take the place of some nasty, blood Revolution.
Pirate Utopian
14th September 2008, 14:53
Believe it or not--there is a fair to middleing chance the system will never be changed, so rather than hanging on to useless ideology--wouldn't it be better to help as many people as possible?
The chances will be made slimmer if people try to sugarcoat the system this way.
I think this is a workable plan at least for the time being to help people live better lives--what's wrong with that?
It just solves a few problems on the short term, but on the long term matters fuck all.
It removes a short term problem but leaves the root of it.
I dont wanna give people the false idea everything's better if the next day I could go out of business and they are back to were they started from.
danyboy27
14th September 2008, 15:13
It removes a short term problem but leaves the root of it.
I dont wanna give people the false idea everything's better if the next day I could go out of business and they are back to were they started from.
its dosnt leave the root if you help those people to operate the thing themselve, what good with this was of thinking is that its derivate greatly from the classical capitalist/colonialist pattern, it give to the people the opportunity to appropriate themselve something that will help them out
perhap you didnt read the whole article, but in the case of the person that made the article, the buisness is self autonomous and dosnt require the overwhelming fund of a big investor to work: it required the starting fund, and the rest is going autonomously, without any interference of the main creator of the buisness. all additional profit made are going back into the buisness to make it work better, there are condition that avoid the creator to reap enourmous profit.
Pirate Utopian
14th September 2008, 15:38
Again. What if it goes out of business?
Also not every iniative like this will succeed.
You cant say that people are poor just because they havent started some corporation yet.
Thing is capitalism is a competitve economic system meaning they will try to drive "the good corporations" out and may very well succeed in that.
Also yes it does leave the root, this corporation can hardly have all people be bosses, cause then their would be no workers anymore, and if there are workers under capitalism there is still the problem.
danyboy27
14th September 2008, 16:29
Again. What if it goes out of business?
Also not every iniative like this will succeed.
You cant say that people are poor just because they havent started some corporation yet.
Thing is capitalism is a competitve economic system meaning they will try to drive "the good corporations" out and may very well succeed in that.
Also yes it does leave the root, this corporation can hardly have all people be bosses, cause then their would be no workers anymore, and if there are workers under capitalism there is still the problem.
and you think that problems will disapear under communism i suppose? that there will have no food distribution problem? that ALL the people will work together in harmony without any opposition?
there is good corporation existing, and working, we just need more of them.
and no, they are not gonna get smashed by the evil buisness for the a verry precise reasons: first, they are not looking for profits, and second they are investing into stuff those bad corporations will never ever dare.
with time those organizations will actually play a big role in balence, unlike communism that is in a continuous civil war with himself, anarchist vs trots, leninstvs socialist and a non-stop struggle to determine who the most communist and who gonna save the world from the evil capitalist.
Lynx
14th September 2008, 17:43
Micro-loans, or peer-to-peer loaning. It has helped entrepreneurs in poor countries. That's as good as capitalism gets.
Bud Struggle
14th September 2008, 18:21
with time those organizations will actually play a big role in balence, unlike communism that is in a continuous civil war with himself, anarchist vs trots, leninstvs socialist and a non-stop struggle to determine who the most communist and who gonna save the world from the evil capitalist.
Unlike Communism with all of its ideological infighting--through simple yet effective measure, Capialism will win the hearts and minds of the world.
Without a doubt Capitalism needs to morph once again--it needs to stop being the mega coroprate world power and become a world nurturer and provider.
Since there's profit in it--Capitalism will rise to the challenge. It's time for a new paradeim of Capitalism--and the new entrepreneurs are waiting in the wings to deliver.
This is the REVOLUTION--to the entrepreneural baracades!
Please join in!:lol:
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