Time preference theory?

[NewSocialist]

Capitalists use a load of weak excuses to justify exploitation but the most popular one among the libertarian far right seems to be "time preference". I was wondering if someone could explain the theory and some common Marxist objections to it.

[Broletariat]

I think the time preference argument is that.

Worker's get paid now, cappies gotta wait till they sell their products before they get any cash.

The response isn't necessarily marxist, just common-sense.

I get my paycheck at the end of the month, I'm sure my boss does too.

Their argument also implies a choice, that I chose to get my lesser pay now instead of taking a greater pay later, which is just fucking benign and implies a brain dead 99% of the human population who aren't bourgeoisie.